Ways to pay
We offer a range of payment options designed to suit individual needs, ensuring that patients receive the care they need without financial stress.

Self-Pay Information
You can choose your consultant or self-refer to the relevant specialist unit. Our patient advisors will confirm whether a GP referral is required. If needed, private GP appointments are also available through The Independent General Practice (IGP).
For patients funding their own treatment, we offer transparent self-pay rates to help you manage healthcare costs with confidence. Our team is here to ensure a smooth and straightforward payment process, so you can focus on your health without any surprises. For patients undergoing surgical procedures, we provide a written quotation in advance. Payment is usually requested 7 days prior to admission and can be made via credit/debit card or BACS transfer.
Our financial services team is always available to guide you through payment options and answer any billing questions, providing support at every step.
Paying with Private Health Insurance
We work with most major UK health insurance providers. We encourage patients to contact their insurer before booking an appointment to understand their coverage and any policy limitations.
When booking, our team will ask for your insurance verification details, and our finance team will handle the claim process. To process your private medical insurance claim, please provide the following information:
Name of provider (e.g., BUPA)
Policy/membership number
Authorisation number
Expiry date of authorisation
Maximum treatment budget/appointments
Value of any personal policy excess
Any conditions or exclusions
In most cases, costs are agreed in advance, and payment for consultations and treatments will be made directly by your insurer. In some cases, you may be responsible for any elements of treatment not covered by your policy.


Interest-free finance
Fast Access to Treatment with Interest-Free Finance.
We offer flexible medical loans to help spread the cost of private treatment, allowing you to access care without delay.
Through our partner, Omni Capital Retail Finance, we provide 10-month interest-free finance (0% APR Representative). Most applications are approved immediately, so you can begin your treatment as planned. Finance is available for a range of procedures, including hip and knee replacements, cataract surgery, and cosmetic surgery.
Key details:
Minimum loan amount: £1,500
Repay over 10 months at 0% APR
Credit is subject to status, available to UK residents aged 18 and over
Pricing guide

Price guide
At St Joseph’s Hospital we are here to answer any questions you may have regarding your treatment with us or the services we have available.
View our latest treatment price guidePatient reviews
Contact us
For more information call one of our friendly patient advisors or book online using the button below.