- Interest free and low APR finance solutions
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Welcome to the St Joseph's Hospital Paying for your treatment page.

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Interest free and low APR finance solutions


Through our partner, Chrysalis Finance, we can help you spread the cost of your treatment with interest free and low APR finance solutions*.

Our interest free finance can spread the cost of your treatment over 12 months.  If you wish to spread repayments over a longer period, we offer low cost, 9.9% APR funding over terms ranging from 24 months to 60 months.  The minimum amount of credit available is £350.


How much can I borrow?  


You can borrow between £350 and £50,000, subject to status.  You must be aged 21 or over to apply.


How do I apply?


You will need to complete a simple online credit application which one of our friendly staff will help you with. Most applications are approved straight away, so there's no delay to booking your treatment.


How much will I pay?


With our 0% interest plans you pay the cost of your treatment - no more and no less.  There are no hidden costs and no deposit is required.  


Examples of monthly repayments are shown below. 

Procedure price  £2,500 £4,500
Deposit £0 £0
Credit amount £2,500  £4,500 
Monthly repayment £208.33  £375
Loan term 12 months   12 months
Representative APR  0%  0% 
Total amount repayable £2,500 £4,500


With our low cost plans, we will provide a quotation showing the monthly payment and the total interest payable over the term of the loan.  As with our 0% interest option, there is no deposit to pay.


Examples of monthly repayments are below.


Procedure price   £4,500 £10,000
Deposit £0 £0
Credit amount  £4,500 £10,000
Monthly repayment £144.15 £251.23
Loan term 36 months 48 months
Representative APR   9.9% 9.9%
Total amount repayable £5,189.40 £12,059.04


How are the repayments made?


Monthly payments are collected by Direct Debit and are subject to the usual guarantee from your bank.


If you would like to find out more, please call us on 01633 820300.



St Joseph’s Hospital (FRN 681804), an Appointed Representative of Chrysalis Finance Limited which is authorised by the Financial Conduct Authority to carry out the regulated activity of credit broking.  *Funding options are subject to status.


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